High Time Preference

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The tendency to prioritise immediate rewards over long-term wellbeing. Fiat money structurally encourages this because holding cash guarantees a loss of purchasing power over time. High time preference is not a personality flaw: it is a rational response to a broken monetary system.

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Value For Value

The New Economy

I’ve never had sponsors and I don’t run ads. My content is fully self-funded and supported by readers like you.

This is value for value in practice; the peer-to-peer, no-middleman principle I write about in my book.

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